/* umkmfusion.com — compact, cheerful, minimal. No external requests. */
@font-face{font-family:"Jakarta";src:url(fonts/PlusJakartaSans.ttf) format("truetype");font-weight:300 800;font-display:swap}
:root{
  --forest:#2A5135;--leaf:#7FAD41;--pale:#DCE5BD;--mist:#F4F7EC;--sun:#F6C343;--sun-soft:#FDF4D6;
  --ink:#1F2A22;--text:#3E474F;--muted:#66706A;--line:#E3E9DA;--white:#fff;
  --r:12px;--r-lg:16px;--shadow:0 1px 2px rgba(42,81,53,.06),0 4px 14px rgba(42,81,53,.06);
  --wrap:1120px;--pad:clamp(32px,5vw,56px);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:72px}
body{margin:0;font:16px/1.6 "Jakarta",system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--text);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--forest);text-underline-offset:3px}
a:hover{color:var(--leaf)}
h1,h2,h3{color:var(--ink);line-height:1.2;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:clamp(1.75rem,3.6vw,2.6rem);font-weight:800}
h2{font-size:clamp(1.35rem,2.4vw,1.8rem);font-weight:800}
h3{font-size:1.05rem;font-weight:700}
p{margin:0 0 .8em}
ul{margin:0 0 .8em;padding-left:1.2em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 12px;border-radius:8px}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:16px;min-height:60px}
.brand img{height:34px;width:auto}
.nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav a{padding:6px 10px;border-radius:8px;text-decoration:none;color:var(--text);font-weight:600;font-size:14.5px;white-space:nowrap}
.nav a:hover{background:var(--mist);color:var(--forest)}
.nav a[aria-current=page]{color:var(--forest);box-shadow:inset 0 -2px 0 var(--sun)}
.nav .btn{margin-left:6px}
.lang{display:flex;border:1px solid var(--line);border-radius:999px;overflow:hidden;margin-left:6px}
.lang a{padding:3px 9px;font-size:12px;font-weight:700;text-decoration:none;color:var(--muted)}
.lang a.on{background:var(--forest);color:#fff}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:8px;padding:6px 8px;cursor:pointer}
.menu-btn svg{width:22px;height:22px;display:block}
@media (max-width:960px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:8px 16px 14px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:10px 8px}
  .nav .btn,.lang{margin:6px 0 0}
  .lang{align-self:flex-start}
}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 18px;border-radius:999px;background:var(--forest);color:#fff!important;font-weight:700;font-size:15px;text-decoration:none;border:0;cursor:pointer;font-family:inherit;line-height:1.2}
.btn:hover{background:var(--leaf)}
.btn.ghost{background:transparent;color:var(--forest)!important;box-shadow:inset 0 0 0 2px var(--forest)}
.btn.ghost:hover{background:var(--mist)}
.btn.sm{padding:7px 14px;font-size:14px}
.btns{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}

/* sections */
.sec{padding:var(--pad) 0}
.sec.mist{background:var(--mist)}
.sec.sun{background:var(--sun-soft)}
.eyebrow{display:inline-block;background:var(--sun-soft);color:#865f00;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.sun .eyebrow{background:#fff}
.lead{font-size:1.08rem;color:var(--muted);max-width:680px}
.head{display:flex;justify-content:space-between;align-items:end;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.head h2{margin:0}

/* hero */
.hero{padding:clamp(28px,5vw,52px) 0;background:linear-gradient(180deg,var(--mist),#fff);position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-90px;top:-90px;width:260px;height:260px;border-radius:50%;background:var(--sun);opacity:.16;pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center}
.hero h1 em{font-style:normal;color:var(--leaf)}
.hero img{border-radius:var(--r-lg);box-shadow:var(--shadow);aspect-ratio:4/3;object-fit:cover;width:100%}
.page-hero{padding:clamp(24px,4vw,40px) 0;background:linear-gradient(180deg,var(--mist),#fff)}
.page-hero h1{margin-bottom:.3em}
@media (max-width:820px){.hero-grid{grid-template-columns:1fr;gap:20px}}

/* grids & cards */
.grid{display:grid;gap:14px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.g2,.g3{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px}
.card h3{margin:8px 0 4px}
.card p:last-child{margin:0}
.ico{width:38px;height:38px;border-radius:10px;background:var(--pale);display:flex;align-items:center;justify-content:center;font-size:19px}
.ico.sun{background:var(--sun-soft)}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px;text-align:center}
.stat b{display:block;font-size:1.9rem;line-height:1;color:var(--forest);font-weight:800}
.stat b::after{content:"";display:block;width:24px;height:3px;border-radius:3px;background:var(--sun);margin:8px auto 6px}
.stat span{font-size:13.5px}
@media (max-width:700px){.stats{grid-template-columns:repeat(2,1fr)}}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 16px 14px 58px}
.step::before{counter-increment:s;content:counter(s);position:absolute;left:16px;top:16px;width:30px;height:30px;border-radius:50%;background:var(--sun);color:var(--ink);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:14px}
.step h3{margin:0 0 2px}.step .when{font-size:12.5px;font-weight:700;color:var(--leaf);margin:0 0 4px}.step p{margin:0;font-size:14.5px}
@media (max-width:900px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.steps{grid-template-columns:1fr}}

/* lists */
.check{list-style:none;padding:0;margin:0}
.check li{position:relative;padding-left:28px;margin-bottom:8px}
.check li::before{content:"✓";position:absolute;left:0;top:2px;width:19px;height:19px;border-radius:50%;background:var(--pale);color:var(--forest);font-weight:800;font-size:11px;display:flex;align-items:center;justify-content:center}
.note{background:var(--sun-soft);border-left:4px solid var(--sun);border-radius:10px;padding:10px 14px;font-size:14.5px;margin-top:14px}

/* posts */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media (max-width:900px){.posts{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.posts{grid-template-columns:1fr}}
.post{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column}
.post img{aspect-ratio:16/9;object-fit:cover;width:100%}
.post div{padding:12px 14px 14px}
.post h3{font-size:1rem;margin:0 0 6px}
.post h3 a{text-decoration:none;color:var(--ink)}.post h3 a:hover{color:var(--leaf)}
.post time{font-size:12.5px;color:var(--muted)}
.article{max-width:740px;margin:0 auto}
.article img{border-radius:var(--r);margin:14px 0 6px}
.article .meta{color:var(--muted);font-size:14px;margin-bottom:12px}
.article em{color:var(--muted);font-size:14px}

/* faq */
details.qa{border:1px solid var(--line);border-radius:10px;background:#fff;margin-bottom:8px}
details.qa summary{cursor:pointer;padding:12px 16px;font-weight:700;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:12px}
details.qa summary::-webkit-details-marker{display:none}
details.qa summary::after{content:"+";font-weight:800;color:var(--leaf)}
details.qa[open] summary::after{content:"–"}
details.qa div{padding:0 16px 12px}
details.qa[open]{background:var(--mist)}

/* forms */
.form{display:grid;gap:10px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:600px){.form .row{grid-template-columns:1fr}}
.form label{display:grid;gap:4px;font-size:14px;font-weight:600;color:var(--ink)}
.form input,.form select,.form textarea{font:inherit;font-weight:400;padding:10px 12px;border:1px solid #CFD8C6;border-radius:10px;background:#fff;color:var(--text);width:100%}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--leaf);outline-offset:0;border-color:var(--leaf)}
.form .consent{display:flex;gap:8px;align-items:flex-start;font-weight:400;font-size:13.5px}
.form .consent input{width:auto;margin-top:3px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}

/* cta & footer */
.cta{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.cta h2{margin:0 0 4px}.cta p{margin:0}
.ftr{background:var(--forest);color:#d6e1cf;padding:36px 0 18px;font-size:14.5px}
.ftr a{color:#fff;text-decoration:none}.ftr a:hover{color:var(--sun)}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:24px}
.ftr h3{color:#fff;font-size:14px;margin:0 0 8px;text-transform:uppercase;letter-spacing:.05em}
.ftr img{height:40px;width:auto;margin-bottom:10px}
.ftr ul{list-style:none;padding:0;margin:0}.ftr li{margin-bottom:4px}
.ftr-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:24px;padding-top:12px;font-size:13px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
@media (max-width:700px){.ftr-grid{grid-template-columns:1fr}}
.center{text-align:center}
/* page hero with photo */
.page-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center}
.page-hero-grid img{width:100%;aspect-ratio:16/10;object-fit:cover;border-radius:var(--r-lg);box-shadow:var(--shadow)}
@media (max-width:820px){.page-hero-grid{grid-template-columns:1fr;gap:16px}.page-hero-grid img{aspect-ratio:16/9}}